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Privacy Policy

Website

Welcome to Ask Silver and our website at www.ask-silver.com (our “website”). At Ask Silver, we are committed to protecting and respecting your privacy.

This privacy policy sets out the basis on which we will process any Personal Data that we may collect about you as a visitor to our website. This policy further sets out how we protect your privacy and your rights in respect of our use of your Personal Data.

WHAT IS PERSONAL DATA?
Personal Data is information that makes it possible to identify a natural person. This includes, in particular, your name, date of birth, address, telephone number, e-mail address, but also your IP address. Anonymous data exists if no personal reference to the user can be made.

WHAT IS PROCESSING?
"Processing" means and covers virtually any handling of data.

WHAT LAW APPLIES?
We will only use your Personal Data in accordance with the UK`s Data Protection Act (“DPA”) and the EU's General Data Protection Regulation (“GDPR”), and of course only as described in this Privacy Policy.

WHO IS RESPONSIBLE FOR DATA PROCESSING?
The responsible party within the meaning of the above is Ask Silver Limited, 21 Inglewood Road, London, United Kingdom, NW6 1QT (“Ask Silver”, “we”, “us”, “our”). If you want to contact us or if you have any questions, you can reach us by email using hello@ask-silver.com or write to us at the above address.

WHAT ARE THE LEGAL BASES FOR PROCESSING PERSONAL DATA
In accordance with the DPA and the GDPR, we have to have at least one of the following legal bases to process your Personal Data: a) you have given your consent; b) the data is necessary for the fulfilment of a contract/pre-contractual measures; c) the data is necessary for the fulfilment of a legal obligation; or d) the data is necessary to protect our legitimate interests, provided that your interests are not overridden.

WHAT PERSONAL DATA DO WE COLLECT FROM YOU?
We may collect and process the following Personal Data about you:

a) Personal Data that you give us:
This is information about you that you give to us by filling in forms on our website or correspond with us by telephone, post, email, or otherwise. It may include, for example, your name, address, email address, and telephone number; information about your business relationship with us; and information about your requirements and interests.

For optimal customer support, we use your first name, last name, e-mail address, telephone number, and the data related to your contract with us. Your data will be stored on our website and/or in our customer relationship management system provided by Klaviyo. This data processing is based on our legitimate interest in providing our service.

b) Personal Data that our website and other systems collect about you:
If you visit our website, it will automatically collect some information about you and your visit, including the Internet protocol (IP) address used to connect your device to the Internet and some other information, such as the pages on our site that you visit. This is used to monitor the performance of the website and improve the experience of visitors to the website.

We use so-called cookies on our website. Cookies are pieces of information that are transmitted from our web server or third-party web servers to your web browser and stored there for later retrieval. Cookies may be small files or other types of information storage. As set out in the UK`s Privacy and Electronic Communications Regulations (“PECR”) and the EU`s Privacy and Electronic Communications Directive (“PECD”), we need to obtain consent for the use of non-essential cookies. For further information on the cookies we use, please refer to our Cookie Policy.

c) Other information:
For business reasons, we analyse the data we have on web and server traffic patterns, website interactions, browsing behaviour etc. The analyses serve us alone and are not disclosed externally and processed using anonymous analyses with summarised and or anonymised values (“Aggregated Data”). Aggregated Data could be derived from your Personal Data but is not considered Personal Data in law as this data will not directly or indirectly reveal your identity. However, if we combine or connect Aggregated Data with your Personal Data so that it can directly or indirectly identify you, we treat the combined data as Personal Data which will be used in accordance with this Privacy Policy.For this purpose we use Google Analytics from Google. The legal basis is our legitimate interest and your consent. For further information on our use of Google Analytics, please refer to our Cookie Policy.

DATA PROCESSING THROUGH THIRD-PARTY SERVICES
We use the content or service offers of third-party providers on the basis of our legitimate interests in order to integrate their content and services ("Content") on our website. This always requires that the third-party providers of this Content are aware of the IP address of the user, as without the IP address they would not be able to send the content to their browser. The IP address is therefore necessary for the display of this content.

The following provides an overview of third-party providers and their content, together with links to their privacy policies, which contain further information on the processing of data and so-called opt-out measures, if any: a) Hosting: Ionos UK; b) Content Management System: Webflow Inc; c) Fonts: Google Font API; and d) Analytics: Google Analytics from Google.

HOW WILL WE USE YOUR PERSONAL DATA?
We may collect, store, and use your Personal Data for the following purposes:
●   to operate, manage, develop, and promote our business and, in particular, our relationship with you and related transactions, including, for example:
○   marketing purposes (when we have either gathered prior opt-in consent and/or have a legitimate interest to send you communications which we believe to be relevant and of use to you);
○   accounting and billing/payment purposes;
○   to operate, administer, and improve our website and other aspects of the way in which we conduct our operations;
○   to offer you our services;
○   to provide you with services or information that you may have requested; and
○   to keep you informed and updated on relevant topics or services you may be interested in.
●   to protect our business from fraud, money laundering, breach of confidence, theft of proprietary materials, and other financial or business crimes;
●   to comply with our legal and regulatory obligations, bring and defend legal claims and assert legal rights; and
●   if the purpose is directly connected with an assigned purpose previously made known to you.

We will only process your Personal Data as necessary so that we can pursue the purposes described above and where we have a legal basis for such processing. Where our lawful basis for processing is that such processing is necessary to pursue our legitimate interests, we will only process your Personal Data where we have concluded that our processing does not prejudice you or your privacy in a way that would override our legitimate interest. In exceptional circumstances, we may also be required by law to disclose or otherwise process your Personal Data.

DATA SHARING
In certain cases, it is necessary to transmit the processed Personal Data in the course of data processing. In this respect, there are different recipient bodies and categories of recipients.

a) Internal
If necessary, we transfer your Personal Data within Ask Silver. Access to your Personal Data is only granted to authorised employees who need access to the data due to their job, e.g., to provide our services or to contact you in case of queries.

b) External bodies
Personal Data is transferred to our service providers in the following instances:
●   in the context of fulfilling our contract with you,
●   to use marketing services and to advertise our services online,
●   to communicate with you,
●   to provide our website, and
●   to state authorities and institutions as far as this is required or necessary.

c) International transfers
We may transfer your Personal Data to other companies as necessary for the purposes described in this Privacy Policy. In order to provide adequate protection for your Personal Data when it is transferred, we have contractual arrangements regarding such transfers. We take all reasonable technical and organisational measures to protect the Personal Data we transfer.

HOW LONG DO WE KEEP YOUR PERSONAL DATA?
We will delete your Personal Data when we no longer need such Personal Data, for instance where:
●   it is no longer necessary for us to retain your Personal Data to fulfil the purposes for which we had collected it;
●   we believe that your Personal Data that we hold is inaccurate; or
●   in certain cases where you have informed us that you no longer consent to our processing of your Personal Data.

Sometimes, however, there are legal or regulatory requirements which may require us to retain your Personal Data for a specified period, and in such cases we will retain your Personal Data for such specified period; and we may need to retain your Personal Data for certain longer periods in relation to legal disputes, and in such cases we will retain it for such longer periods to the extent required.

DATA SECURITY
Our website uses SSL or TLS encryption to ensure the security of data processing and to protect the transmission of confidential content, such as orders, login data or contact requests that you send to us. We have also implemented numerous security measures (“technical and organisational measures”) for example encryption or need to know access, to ensure the most complete protection of Personal Data processed through our website.

YOUR RIGHTS AND PRIVILEGES
a) Privacy rights
You can exercise the following rights under the DPA and the GDPR:
●   The right to access;
●   The right to rectification;
●   The right to erasure;
●   The right to restrict processing;
●   The right to object to processing;
●   The right to data portability;

b) Updating your information and withdrawing your consent
If you believe that the information we hold about you is inaccurate or request its rectification, deletion, or object to legitimate interest processing, please do so by contacting us.

c) Access Request
In the event you want to make a Data Subject Access Request, please contact us. We will respond to requests regarding access and correction as soon as reasonably possible. Should we not be able to respond to your request within thirty (30) days, we will tell you why and when we will be able to respond to your request. If we are unable to provide you with any Personal Data or to make a correction requested by you, we will tell you why.

d) Complaint to a supervisory authority
You have the right to complain about our processing of Personal Data to a supervisory authority responsible for data protection. The supervisory authority in the UK is the Information Commissioner's Office (ICO) (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO.

e) What we do not do
●   We do not request Personal Data from minors and children;
●   We do not process special category data without obtaining prior specific consent;
●   We do not use Automated decision-making including profiling; and
●   We do not sell your Personal Data.

HELP AND COMPLAINTS
If you have any questions about this policy or the information we hold about you, please contact us by email us using hello@ask-silver.com or write to us at the above address.

CHANGES
The first version of this policy was issued on Friday, 23rd of August, 2024 and is the current version. Any prior versions are invalid, and if we make changes to this policy, we will revise the effective date.

Web App

We want you to feel comfortable when you are using Ask Silver, our SaaS solution, our software and its underlying functions through our WhatsApp based infrastructure (our “Portal”) and AI supported scam checking tool (our “Services”) and not have to worry about the security of your data. That is why data protection is an important part of our philosophy.

In this Privacy Policy, you will find all the information about which Personal Data we collect and process and for what purpose. Equally, we will also inform you of your data protection rights and how you can assert them.

GENERAL PRINCIPLES
What is Personal Data?
Personal Data is "any information relating to an identified or identifiable natural person. This includes, for example, name or address data, telephone number, mobile number, or online identifiers such as your device id and your IP address.

What is processing?
"Processing" means any operation or set of operations which is performed upon Personal Data, whether or not by automatic means. The term is broad and covers virtually any handling of data.

What law applies?
We will only use your Personal Data in accordance with the applicable data protection laws, in particular the UK’s Data Protection Act (“DPA”) and the EU's General Data Protection Regulation (“GDPR”), and of course only as described in this Privacy Policy.

Who is responsible for data processing?
The responsible party within the meaning of the DPA and the GDPR is Ask Silver Limited, 21 Inglewood Road, London, United Kingdom, NW6 1QT (“Ask Silver”, “we”, “us”, “our”). If you want to contact us or if you have any questions, you can reach us by email using hello@ask-silver.com or write to us at the above address.

What are the Legal Bases for processing Personal Data
In accordance with the DPA and the GDPR, we have to have at least one of the following legal bases to process your Personal Data: a) you have given your consent, b) the data is necessary for the fulfilment of a contract / pre-contractual measures, c) the data is necessary for the fulfilment of a legal obligation, or d) the data is necessary to protect our legitimate interests, provided that your interests are not overridden.

Who is the competent data protection authority?
You have the right to complain about our processing of Personal Data to a supervisory authority responsible for data protection. The supervisory authority in the UK is the Information Commissioner's Office (ICO) (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO.

How long will you keep my data?
We process and store your Personal Data only for the period of time required to achieve the respective processing purpose or for as long as a legal retention period exists (in particular commercial and tax law in accordance with the UK’s Commercial Law and Fiscal Code). Once the purpose has been achieved or the retention period has expired, the corresponding data is routinely deleted.

WHAT PERSONAL DATA DO WE PROCESS?
Contacting us
You can contact us in various ways and data is always collected in the process. You provide us with most of the data that we process when you contact us such as your name, and email address. This data is collected and processed exclusively for the purpose of contacting you and processing your request and then deleted again, provided that there is no legal obligation to retain it.

When using Silver and our Services
We process the data involved in your use of our Services such as your name, address, email address, telephone number, message body and any images sent by you (“Service Data”) in order to be able to provide you access to Silver and use of our Services. Provided that you are using Silver for the intended purpose, we: a) will add your name, address, email address, and telephone number into our customer relationship management system provided by Klaviyo; b) process your telephone number, message body and any images along with your scam checking requests trough our WhatsApp infrastructure which is supported using Twilio’s cloud-based communication service, Dropbox’s image storage facilities and OpenAI’s Vision API for analysys; and c) add your name, address, email address, and telephone number and link to your stored image using Airtable’s cloud storage services.

For this purpose all Service Data processed by us will be processed using the above-mentioned third parties as sub-processors and take appropriate legal precautions and corresponding technical and organisational measures to ensure the protection of your Service Data.

We recognise that you own your Service Data. We provide you complete control of your Service Data by providing you the ability to (i) access your Service Data, (ii) share your Service Data through supported third-party integrations, and (iii) request export or deletion of your Service Data. Where we process Service Data as Data Processor or in other words on behalf of you, we will process the Service Data involved in your use of our services in accordance with your instructions and shall use it only for the purposes agreed between you and us.

We ensure that access by our employees to your data is only available on a need-to-know basis, restricted to specific individuals, and is logged and audited. We communicate our privacy and security guidelines to our employees and enforce privacy and protection safeguards strictly.

Support ticket
If you create a support ticket, we will request Personal Data and, where applicable, non-Personal Data in accordance with your request, this may include your name, email address and other order related data you voluntarily provide. The data provided is not shared with third parties and cannot read your data when it is entered. If you submit a support ticket, we process the data for the purpose of processing and handling your ticket.

Our employees will also have access to data that you knowingly share with us for technical support or to import data into our services. We communicate our privacy and security guidelines to our employees and enforce privacy safeguards strictly. The legal basis of the data processing is our obligation to fulfil the contract and/or our legitimate interest in processing your support ticket.

DATA SHARING
In certain cases, it is necessary to transmit the processed Personal Data in the course of data processing. In this respect, there are different recipient bodies and categories of recipients.

Internal
If necessary, we transfer your Personal Data within Ask Silver. Of course, we comply with the associated legal framework and ensure that your data is processed properly. Access to your Personal Data is only granted to authorised employees who need access to the data due to their job, e.g., to provide our services or to contact you in case of queries.

We may also share your Personal Data with our Business Partners for the purposes described in this Privacy Policy, including (but not limited to) conducting the services you request, or customising our business to better meet your needs.

External bodies
Personal Data is transferred to our service providers in the following instances:
●   in the context of fulfilling our contract with you,
●   to communicate with you,
●   to provide our portal, and
●   to state authorities and institutions as far as this is required or necessary.

International transfers
We may transfer your Personal Data to other companies as necessary for the purposes described in this Privacy Policy. In order to provide adequate protection for your Personal Data when it is transferred, we have contractual arrangements regarding such transfers. We take all reasonable technical and organisational measures to protect the Personal Data we transfer.

SECURITY OF YOUR DATA
In order to protect the data stored with us in the best possible way against accidental or intentional manipulation, loss, destruction or access by unauthorised persons, we use appropriate technical and organisational security measures. The security levels are continuously reviewed in cooperation with security experts and adapted to new security standards.

Nevertheless, internet-based data transmissions can always have security gaps, so that absolute protection cannot be guaranteed. And databases or data sets that include Personal Data may be breached inadvertently or through wrongful intrusion. Upon becoming aware of a data breach, we will notify all affected individuals whose Personal Data may have been compromised as expeditiously as possible after which the breach was discovered.

YOUR RIGHTS AND PRIVILEGES
Privacy rights
Under the DPA and the GDPR, you can exercise the following rights:
●   The right to access;
●   The right to rectification;
●   The right to erasure;
●   The right to restrict processing;
●   The right to object to processing;
●   The right to data portability;
●   The right to complaint to a supervisory authority

Updating your information
If you believe that the information we hold about you is inaccurate or request its rectification, deletion, or object to its processing, please do so by contacting us.

Withdrawing your consent
You can withdraw consents you have given at any time by contacting us.

Access Request
In the event you want to make a Data Subject Access Request, please contact us. We will respond to requests regarding access and correction as soon as reasonably possible. Should we not be able to respond to your request within thirty (30) days, we will tell you why and when we will be able to respond to your request. If we are unable to provide you with any Personal Data or to make a correction requested by you, we will tell you why.

WHAT WE DO NOT DO
●   We do not request Personal Data from minors and children;
●   We do not use Automated decision-making including profiling; and
●   We do not sell your Personal Data.

HELP AND COMPLAINTS
If you have any questions about this policy or the information we hold about you, please contact us by email us using hello@ask-silver.com or write to us at the above address.

CHANGES
The first version of this policy was issued on Friday, 23rd of August, 2024 and is the current version. Any prior versions are invalid, and if we make changes to this policy, we will revise the effective date.